Mortgage Registration Fee
The mortgage registration fee is a mandatory charge paid to Dubai Land Department for recording the lender's security interest on the title deed, calculated at 0.25% of the loan amount plus AED 290 administration fee.
| Fee Calculation | Formula |
| Loan amount | AED 2,000,000 |
| Registration rate | 0.25% |
| Registration fee | AED 5,000 |
| Administration fee | AED 290 |
| Total | AED 5,290 |
| Payment Timing | Process |
| Due | At property transfer |
| Paid by | Buyer/borrower |
| Collection | Through DLD trustee office |
| Receipt | Official DLD confirmation |
| Additional Registration Costs | Amount |
| Title deed issuance | AED 510 |
| Transfer registration | AED 580 |
| Mortgage registration | 0.25% + AED 290 |
| Combined minimum | Approximately AED 1,400 base |
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