Lien Release

A lien release is formal documentation from a lender confirming full loan repayment and removal of security interest on property, registered with DLD to clear title and enable unfettered ownership transfer.

Release ProcessSteps
Final paymentSettle outstanding balance
Bank processingPrepare release documents
DLD submissionMortgage discharge registration
Updated titleClean deed issued
Timeline5-10 business days


Required DocumentationItems
Mortgage clearance letterBank confirmation
Original title deedCurrent encumbered deed
Liability letterFinal balance statement
Processing feeAED 1,000-5,000 typical
Transaction ImplicationsImpact
Property salePrerequisite for transfer
RefinancingAllows new lender registration
Equity accessEnables home equity loans
Title verificationConfirms clear ownership

Related Terms

Mortgage (Residential)Green MortgageCommercial MortgageMortgage CapMortgage InsuranceMortgage TermMortgage Processing Fee Fixed-Rate MortgageCapped Rate MortgageMortgage Registration FeeFloating Rate MortgageFixed Payment MortgagePre-Approval (Mortgage)Buy-to-Let MortgageTitle Deed (Dubai)Digital Title DeedInterim Registration (Oqood vs. Title Deed)ForeclosureEncumbranceEncumbrance Certificate

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