Mortgage Processing Fee

The mortgage processing fee is a one-time charge levied by lenders for underwriting, documentation, and administrative services related to mortgage origination, typically 0.25-1% of loan amount.

Fee ComponentsCoverage
Application processingDocument review and verification
Credit checksAECB report and analysis
UnderwritingRisk assessment
Legal documentationContract preparation
AdministrativeGeneral processing costs
Fee StructuresTypical Range
Percentage-based0.25-1% of loan amount
Flat feeAED 3,000-10,000
Waived optionsPromotional offers
Refundable portionIf application rejected
Cost ExampleAED 2M Loan
At 0.5%AED 10,000
At 1%AED 20,000
Plus valuationAED 2,500-3,500
Total upfrontAED 12,500-23,500


Related Terms

Mortgage (Residential)Green MortgageCommercial MortgageMortgage CapMortgage InsuranceMortgage TermMortgage Processing Fee Fixed-Rate MortgageMortgage Registration FeeFloating Rate MortgageFixed Payment MortgagePre-Approval (Mortgage)Pre-Approval (Mortgage)Buy-to-Let MortgageMortgage Registration FeeValuation FeeFinal ApprovalClosing Costs

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