Al Etihad Credit Bureau (AECB)

The UAE's federal credit bureau. Provides credit reports and scores used by banks to evaluate mortgage applications. Score range: 300-900.


Financing Impact

Score RangeRatingMortgage Approval
300-619LowUnlikely
620-679FairPossible with conditions
680-739GoodApproved, standard rates
740+ExcellentBest rates, terms

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