Usufruct Rights
Usufruct rights grant the holder the right to use and derive income from property for a fixed period without owning it, common in long-term leases and Islamic structures.
| Usufruct Characteristics | Details |
| Duration | Typically 99 years in UAE |
| Rights granted | Use property, collect rent, occupy |
| Ownership | Underlying ownership remains with landowner |
| Transferability | Can usually sell or mortgage usufruct |
| Reversion | Property returns to owner at term end |
| Obligations | Maintain property, pay service charges |
| Usufruct vs Ownership | Comparison |
| Purchase price | Usufruct: 20% to 40% discount to freehold |
| Duration | Usufruct: Fixed 99 years vs Freehold: Perpetual |
| End of term | Usufruct: Reverts to owner vs Freehold: Retain forever |
| Financing | Usufruct: More complex vs Freehold: Standard |
| Resale market | Usufruct: Smaller buyer pool vs Freehold: Liquid |
| Dubai usage | Limited usufruct, primarily leasehold structure used |
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